We bring together Capital and Opportunity.
Are you in need of reliable assistance with California Trust Deeds, Real Estate Loans, or other related products relevant to the private real estate lending & investment industry? You’ve come to the right place!  
At HanoverMC, you’ll find access to the resources that will help satisfy your financing or investment needs.  Our goal is to bring together capital and opportunity for highly effective results for all parties.

When you choose HanoverMC, you’ll have dependable assistance with your borrowing and lending needs.  With more than two decades of trusted service in the industry, you are sure to find the solution you need right here.  Read more about our array of services and opportunities.

HanoverMC Features Services For:

• Borrowers—Bridge loans, lot & land, fix & flip, unfinished construction, and many other solutions for your real estate needs.
• Investors—Trust deed investors in California in search of the stability and security of trust deed investments.
• Brokers—With quick underwriting, candid communication, and friendly service to expedite the process.

Our goal is to facilitate real estate lending and trust deed investing by - meeting the special financing needs of qualifying borrowers and the investment objectives of trust deed investors.
At Hanover, we connect trust deed investors California, borrowers, and brokers based on individual needs. 

California trust deed investing with Hanover includes advantages like:

• Profitability
• Security
• Closing Service
• Investment Management
• Proactive Management

As a referring broker, you’ll enjoy benefits including:

• Accessibility
• Communication
• Pre-Approvals
• Broker Protection

If you’re visiting Hanover as a borrower, you’ll find advantages like:

• Flexible Terms
• Faster Funding
• Quick Approval
• Easier Closings
• Fewer Hassles

Borrowers, investors, and brokers alike prefer HanoverMC.  Our professionalism, service, and personalized approach allow you to find the solution that is made for you. With our help, you’ll be on your way to the California hard money loans, private money loans California, and trust deed investing you’re after. 

California Hard Money Loans - Capital When You Need it Most©
HanoverMC meets the needs of time sensitive transactions by seeking small balance loan opportunities ($100,000 - $1,000,000) throughout Southern California. We focus on loan scenarios that cannot be adequately handled by traditional lending sources either due to time constraints, deal complexity or the transitional nature of the asset. We step in where banks leave off, funding commercial, multi-family (apartments) and residential "hard money" (equity loans) on purchase or refinance transactions. We provide financing for both cash-flowing, income-producing properties and for select transitional properties. While we will consider providing completion dollars for unfinished construction projects that are at least 80%+ complete, we do not finance ground-up construction.
Capitalize on our Common Sense©
Our loan programs are both innovative and unconventional, allowing real estate owners, operators, builders, investors, and entrepreneurs to complete challenging transactions where timely execution provides a substantial financial advantage over financing with a traditional lender.
Our loan programs offer a simple and streamlined process managed by experienced professionals who have the resources to respond quickly to any opportunity with the highest levels of service, specialized knowledge, and creativity. Our loans are customized to meet your specific and unique requirements and circumstances, and offer a streamlined process, and certainty of closing.
Our objective is to leverage our extensive depth of real estate and finance experience to create flexible, custom-tailored investment solutions to your unique situation.
We offer:

• Accelerated process and quick commitments
• Near-term closings possible
• Up to 80% LTV (ARV)
• Commercial property, land acquisitions and refinancings
• Renovation and Rehab Loans
• Loan terms from 3 months - 3 years

From the opportunistic acquisition of under-performing or non-stabilized real estate, to value-creation plays via repositioning or one-off “out-of-the-box” projects, HanoverMC’s team of experts are ready to respond quickly to individual financing demands.

California Trust Deeds (Real Estate Secured Loans)

HanoverMC offers California Trust Deeds (fixed return instruments secured by real property) to Individual Investors, IRA’s and other pension plans. 
Our investment strategy focuses on “Safety first” and performs discovery, due-diligence and analysis to assist in the investor's decision-making process and remains available for support during the full life cycle of the loan.  As such, Investors connect with prescreened funding opportunities, resulting in higher quality trust deed investments.
Our underwriting philosophy is one of simple common sense. There is, however, a lot more to the decision making process that goes into whether or not to make each loan. We carefully scrutinize every aspect of each loan request including the underlying property, in terms of overall desirability, marketability, condition, and associated value. We conduct a complete examination of the title to the property and obtain title insurance on every property we lend on. We also keep a keen eye out for any environmental issues that may affect the property. We carefully scrutinize each borrower in terms of their credit, income, expenses, assets, liabilities and overall motivation for requesting a loan. Each loan request must also pass the basic “make sense standard”. Only after all of these things are considered do we decide to accept or deny a loan.
Investing in trust deeds is an exceptional way to achieve attractive returns on investment, build wealth and protect your capital.
Our trust deed investment opportunities are focused on new originations with short or mid-range investment horizons (3-36 months) secured by both residential and commercial properties, primarily in first position that typically possess in excess of 40% protective equity earning between 7%-9% APY (annual percentage yield) interest returns (plus pre-payment penalty, when applicable) depending on property type, use, associated risk, local laws and market boundaries. Higher returns are available on land, construction completion and REHAB/Fix & Flip financing earning between 9%-12% APY and on 2nd or 3rd Trust Deeds earning between 12%-21% APY.
Regardless of the state of the economy, small investors need sound, profitable investment options that offer stable, long-term growth.
Established in 1991, HanoverMC serves investors based in California, providing an alternative to the standard low rates offered by most large domestic banks and other investment companies.

• NOT FDIC INSURED
• NOT A BANK 
• MAY LOSE INVESTMENT
• INVESTMENTS ARE NOT INSURED
  

As a trust deed investment company, HanoverMC identifies high-quality real estate lending opportunities, enables investors to fund these secured loans, and manages the entire process from application through repayment.
As your partner in investment planning, we'll help to ensure your fiscal health in both thriving and challenging economic times.

Private Money Loans and More—Resources to Assist

Hanover’s services go well beyond connecting trust deed investors California or borrowers; meaningful resources are at your fingertips.  In the Lounge, you’ll find:

• Articles—Read about California hard money loans, trust deed investors California, and much more.
• Audio Library—Easily download audio about private money loans California and trust deed investing.
• Video Library—Videos about trust deed investing and private money lending to help you understand your options.
• Talk Radio—Our weekly radio show discusses the latest market news so you are sure to make the right investment and borrowing decisions.
• Events—Find out about events in your area that highlight information investors, borrowers, and brokers can use.

In addition to the information provided on its lounge, HanoverMC provides commentary and information of interest to investors, borrowers and brokers on its blog at http://www.hanovermc.com/blog/welcome-to-our-blog.
Or just stay in touch at:

• Follow HanoverMC on Twitter at http://twitter.com/OCHardMoney
• Become a fan of HanoverMC on Facebook at: http://www.facebook.com/HanoverMC..

When in need of trust deed investments California, California hard money loans, and other assistance, contact HanoverMC at 1-800-Go-Hard-Money.