No Doc Loans

“Solely underwritten on the property, not the borrower.”

HMC offers equity-based commercial loans for time sensitive or special circumstance real estate transactions, providing a convenient and safe alternative to conventional lending.

  Flexibility
No Bank Red Tape
No Loan Committees
No Tax Returns
No Financials
Non-Credit Score Driven
No Personal DTI Ratio
No DSCR/DCR
No Appraisal
 Speed & Reliability
Quick evaluation
Common sense underwriting
Competitive pricing
Quick closing

Non traditional borrowers or specialty property types frequently do not have sufficient access to capital and are left out of the market.

Common reasons include: inability to provide income, property constraints, tenant issues, borrower credit, high DSCR, seasoning issues and other.

Our approach is simple. We make it easy for real estate investors and small business owners by applying conventional wisdom to unconventional loans.

We bring capital to small business owners, commercial real estate owners and real estate investors who have a large amount of real estate equity or cash down payment and an immediate need for short-term capital.

HanoverMC offers you a private banking experience that drives the lending process to close on time and on terms, saving you time and money.

 

We will evaluate your loan request quickly, fairly and efficiently.

No Doc Loan
Business Bridge Loan
Renovation or Rehab Loan
Unfinished Construction Loan
Construction Loan
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Equal Housing Opportunity Lender
A Financial Services Company
Copyright © 2008 Hanover Mortgage Company.
     
   
Hanover Mortgage is licensed for California only.
INTEREST RATES CAN CHANGE WITHOUT NOTICE. ASK US FOR CURRENT RATE INFORMATION. BORROWERS AND PROPERTIES MUST QUALIFY. CONDITIONS AND RESTRICTIONS MAY APPLY. Loan programs, amounts, rates and terms are subject to change without notice. Loan approval is not guaranteed and all loan applications are subject to verification of acceptable credit, income, employment, lien position and value of collateral in the sole discretion of Hanover Mortgage Company. Flood and/or property hazard insurance may be required. Additional fees, conditions, restrictions and limitations may apply. Not all programs are available in all areas. The interest rate for adjustable rate mortgage loans is subject to increase. Please contact Hanover Mortgage Company to determine your eligibility for a specific loan product. Hanover Mortgage is a Mortgage Broker. Mortgage Broker fees will apply unless stated otherwise. California Department of Real Estate, real estate broker license number 00428961. Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. "Hanover Mortgage does not offer financing for those transactions defined as ‘Covered Loans’ or ‘High Cost loans’ in any state or federal law." All Rights Reserved.