Investors: TD Resource Center

Why a Trust Deed Investment Company?

It’s smart. Lending is one of the oldest professions in the world and banks practice it every day in the form of Trust Deed Investing. Banks invest depositors' accounts at a higher rate of interest than what they pay out and have done so ever since people started taking out loans to buy real estate.

However, in the United States there are (Usury) laws which regulate how much interest a borrower can be charged. California real estate law, exempts real estate brokers from the Usury law. Therefore, a broker can actually charge a borrower a fee for his services and still net a higher interest rate than what an individual could legally charge a private party.

A Trust Deed Investment Company (TDIC), licensed by the California Department of Real Estate, is a Real Estate lending company funded by private investors. With Hanover Mortgage Company acting as your Trust Deed Investment Company we can arrange and service your TD Investment - YOU become the bank and therefore earn a better return on your investment, and because Hanover Mortgage Company charges the borrower for services, there are no charges to investors for our service.

Trust Deed Investment Companies also exist because they afford borrowers the opportunity to utilize the equity of their Real Estate to address financial situations where traditional lending institutions cannot.

 
TD Resource Center:
Market Snapshot
Why Trust Deed Investing?
   » Fixed versus Variable
Why a TD Investment Co.?
IRAs, Trusts & Pensions
    » Secured Loans
    » Tax-Exempt
Types of TD Investments
CA TD Information:
CA Real Estate Law
CA Predatory Lending Law
Trust Deed Investments


 
   

   
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Hanover Mortgage is licensed for California only.

Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. Disclaimer: Private lending collateralized by Deeds of Trust is not suitable for every investor. This information does not constitute an offer to sell Deeds of Trust or a solicitation to sell securities. Private lending collateralized by Deeds of Trust involves substantial risk; before investing you should consult with a qualified financial advisor to determine whether such (risk) is suitable for your investment objectives. By accessing any page within the Investor Resource Center, you acknowledge you have read this disclaimer, and you understand if you click on a link to any listed organization you will be redirected to a non-HanoverMC Web site. You also acknowledge it is solely your decision to choose to work with any person or firm identified within these web pages. You, therefore, agree to hold HanoverMC and its officers, directors, members, employees and agents, harmless from any adverse consequences of any dealings with the individuals and firms listed herein. Mortgage Broker fees will apply unless stated otherwise. California Department of Real Estate, real estate broker license number 00428961. All Rights Reserved.