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Your expressed consent for us to call you is required. Even though you've provided us with your telephone number, you must check the box confirming that you are giving your expressed consent for us (and only
us) to contact you by telephone to discuss your request. By “us”, we mean any employee, independent contractor or third party service provider of Hanover Mortgage Company - for mortgage information, loan products and processing, or for real estate matters.
Why?
The federal government formally established the Do Not Call Registry
in December 2002 and launched it in June 2003 with joint enforcement from the Federal Trade Commission (FTC) and Federal Communications Commission (FCC).
The laws were originally enacted to curb nuisance sales calls from telemarketers,
but in reality these laws apply to all
U.S.
companies that make any kind of sales transaction over the telephone - including
mortgage companies and real estate firms.
The law specifically states that you must give your written consent for us, or any
other seller of goods and services, to contact you if you are registered on the
national Do Not Call registry, even if you are party soliciting the product or service.
By providing us with your phone number(s) to contact you within the form, we believe
you are granting us your implied consent to contact you, whereas your further confirmation
by checking the express consent box prior to transmitting the form online is considered
your expressed consent.
Even if your phone number(s) are not registered on the National Do Not Call registry,
you must still grant us consent to contact you via telephone.
Our Rights to Communicate with You
By applying for any product or service through the Web Site, even if you are listed
in any "Do Not Call" registry, you agree that Hanover Mortgage Company and/or the
relevant Provider may contact you by telephone or electronic mail about your application,
the status of your application, alternatives available to you in the event your
application is rejected, and other products or services offered by or through Hanover
Mortgage Company and/or the relevant Provider which may be of interest to you. You
further agree that Hanover Mortgage Company may add you to its list of subscribers
to the newsletter Hanover Mortgage Company periodically publishes and distributes
via electronic mail, and you acknowledge that Hanover Mortgage Company will provide
you a mechanism enabling you to "unsubscribe" from that list in each issue of the
newsletter.
More information regarding the Do Not Call registry is available at the following
websites:
Our
Privacy Policy
An op-ed piece about this legislation can be downloaded here. (Download
the free
Adobe Acrobat PDF reader)
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