714.838.1474 |  info@HanoverMC.com
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We ‘close’ outside the box!©

• Competitive Terms
• Fast, Free Evaluation
• Make-Sense Underwriting
• No PPP, Lockout or Exit Fees
• Short Term 1-5 Year Loans
• No Commitment/Upfront Fees

Private Money • Real Estate Loans (“Mortgages”)

Capitalize on our Common Sense®
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Protect & Grow your Nest Egg with Income, Security & Diversification...

Earn Attractive Annual Yields with
       First Trust Deed (“Mortgage”) Investments

No Load Investment
Short Term 1-5 Year Notes
Self-Directed IRA Approved

Good Deeds You Can Trust®

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Gain the knowledge to empower yourself to make the right financial decisions.

Hard Money Loans…

• Understanding Hard Money Financing
• Bridge, Fix & Flip, Construction Loans
• Conventional vs. Unconventional
• Finding the Right Lenders

Trust Deed Investing…

• What is a Trust Deed?
• What should I look for in a TD Investment?
• What return can I earn on my Investment?
• How do Trust Deeds compare?


Purchase, Refinance & Cash-Out Loans.

  • Our Programs
  • Bridge Loans
  • Owner-User
  • Fix & Flip
  • MHP Communities
  • Factory Built
  • Fiduciary Mortgage
  • Lot & Land
  • Unfinished Construction
  • Condo
Mortgage button on a keyboard.

We specialize in financing opportunistic, non-conventional, “outside-of-the-box” real estate transactions.

HanoverMC arranges fast, non-conforming (alternative) financing, structured around each client’s unique financial and transactional circumstances. Our application process is simple; our underwriting expeditious; and our problem solving creative. HanoverMC provides exceptional service, speed and a minimum of red tape.


Interim financing until permanent or next stage financing can be obtained.

Short-to-medium term lending secured by a variety of real estate from small-balance commercial to investment residential. 

Couple standing in front of organic food store smiling

Real estate secured business purpose loans to small business owner-operators.

  • Operating cash/Growth financing
  • Acquisitions or merger/buyouts
  • Debt consolidation
  • Turnaround financing
  • Bankruptcy/reorganization
  • Machinery or Equipment
  • Construction or Renovation
  • Inventory and Working Capital
  • Tenant Improvements
  • Furniture & Fixtures

A program designed just for Real estate Investors to Purchase, Repair & Sell investment properties.

This unique program is designed to be a short term financing solution, with flexible terms developed to fit the unique needs of rehab investors. We lend off of the After Repair Value (A.R.V) or fixed-up value of the property.


Manufactured Housing Communities Financing

Hard Money for Mobile Home Parks & Manufactured Housing Communities located in California.


Manufactured/Mobile & Modular Homes Financing

Hard Money Financing of new and pre-owned (used) factory built homes on land located in California.

Close up of a Family Estate planning document

Probate Estate & Trust Loans

Loans made to probate estate (executors and administrators) or trust  (trustees, co-trustees and successor trustees) fiduciaries of California Probate Estates and Trusts.

Empty lot number three in a new development chained off

Financing to purchase or refinance residential or commercial lots and land.

We arrange Lot and Land financing for a variety of property types and loan purposes – acquisition, refinance, or development. LTV’s are based on “as is” value. Rate and term depend on exact location of the property, strength of borrowers – financial and experience level, current zoning, and exit strategy.


Creative solutions to finance project completion.

Whether you are an owner-builder, using a contractor, or building on spec, our simple and cost effective construction completion financing program can help you meet your most critical financial and timing needs.


Creative solutions to finance multiple family units.

Condominium Unit Mortgages for individual dwelling units located in a Condominium Project that is non-warrantable.

Why Choose Us

  • In-depth transactional experience.
  • Hands-on personalized service.
  • Specialized knowledge.
  • Entrepreneurial spirit.
  • Proven track record.
  • Technical expertise.
  • Team environment.
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  • A fast, efficient loan process.
  • Low loan fees.
  • Competitive pricing.
  • Simplified underwriting.
  • Limited documentation.
  • Fund quickly (7 to 10 business Days).
  • Flexible terms, and competitive rates.
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Our trust deed investment opportunities are focused on new originations (investor vested on each note and deed of trust at time of funding) available in whole or fractional interests – no pooling of investors’ funds, and offer a stable yield, lower downside risk, solid exit strategy and consistent return on investments.

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Our Client Feedback

Mr. Lapin, Thank you for the email response. The quality of the loan documentation you sent on the “Kong” loan was a very heartening reference in itself. I appreciated the depth of the paperwork in all aspects of the loan from due diligence to protection of the lender’s interests.
Arthur B. | Trust Deed Investor - Arcata, CA
We retained your company to help us refinance our office building and the services and responses my family members and I received were fantastic. You both, during the process of this refinancing, made all arrangements and took care of us and kept us informed from the start to finish. Both of you were a pleasure to talk with and the service was second to none. Your business will continue to boom with services like this. You both deserve a big thank you from us and to know that we will use your company in the future and ensure others know about you and your company.
Tazerouni Family | Hard Money Borrower - Tustin, CA
Dear Jo Ann, Just a quick note to say thank you for the outstanding job you and David have done recently to complete the transaction. Your attitude, application of effort, and innovative spirit will be strong assets to you, David, and to your Company. Jo Ann, I am delighted that I have opportunity to meet with you. I have to admit, you and David always found some way to make things go more smoothly and did it all with soft spoken and smile. I am looking forward to working with you, David, and your Company for many years to come.
Ebrahim Parsakia | Mortgage Broker - Estate Realty & Finance, Sherman Oaks, CA
David Lapin and Jo Ann Fisher are two of the brightest and best in the business. I consider them with the up-most in integrity. We have worked and closed many escrows for over 15 years with Hanover Mortgage. I consider them one of our “A” type customers. There has never been a problem with their files to close on time.
George Sines | Assistant Vice President, First American Title Company, Santa Ana, CA



ehol Equal Housing Opportunity

Hanover Mortgage Company is licensed in California only.
Real Estate Broker – CA
Bureau of Real Estate – Broker  License #01410448
NMLS I.D. number: 337458.
INTEREST RATES CAN CHANGE WITHOUT NOTICE. ASK US FOR CURRENT RATE INFORMATION. BORROWERS AND PROPERTIES MUST QUALIFY. CONDITIONS AND RESTRICTIONS MAY APPLY. Loan programs, amounts, rates and terms are subject to change without notice. Loan approval is not guaranteed and all loan applications are subject to verification of acceptable credit, income, employment, lien position and value of collateral in the sole discretion of Hanover Mortgage Company. Flood and/or property hazard insurance may be required. Additional fees, conditions, restrictions and limitations may apply. Not all programs are available in all areas. The interest rate for adjustable rate mortgage loans is subject to increase. Please contact Hanover Mortgage Company to determine your eligibility for a specific loan product. Hanover Mortgage is a Mortgage Broker. Mortgage Broker fees will apply unless stated otherwise. California Bureau of Real Estate, real estate broker license #01410448. NMLS I.D. number: 337458. Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. “Hanover Mortgage does not offer financing for those transactions defined as ‘Covered Loans’ or ‘High Cost Loans’ in any state or federal law.” All Rights Reserved.